The S106 (England) and S75 (Scotland) agreements play a vital role in delivering affordable housing as part of new residential developments. These agreements ensure that housebuilders contribute to the creation of good-quality, affordable homes, which are often sold to housing associations or other registered providers. However, the current market is facing challenges, particularly a noticeable lack of...

The Scottish Government has unveiled its 2024 budget, delivering a landmark commitment to tackle Scotland’s housing crisis. At the heart of the announcement is a £768 million allocation to provide an additional 8,000 affordable homes, reinforcing the government’s pledge to ensure everyone in Scotland has access to safe, secure, and good-quality housing. This significant investment forms part of...

The housing market has become increasingly challenging, particularly for first-time buyers who often face high property prices and difficulties securing traditional mortgages. To bridge this gap, various affordable homeownership schemes have emerged, with Shared Ownership and Shared Equity being two popular options. While these terms are sometimes used interchangeably, they represent distinct approaches...

"The sector can seize the opportunity to broaden access to homeownership and deliver housing solutions that truly address the affordability challenge in 2025." - Ryan Blair, Highlight Housing Zoopla’s latest House Price Index provides an encouraging outlook for the UK housing market in 2025, with house prices stabilising and modest growth predicted. For the affordable housing sector, these trends...

The UK housing market has long faced challenges in meeting demand, offering affordability, and delivering diversity in housing options. Amid these pressures, custom build housing is emerging as a dynamic and growing sector that provides a unique solution. Combining the benefits of personalised design with the efficiencies of traditional construction, custom build housing has the potential to transform the...

The UK’s housing crisis remains a complex and pressing issue, with affordable housing at its core. Despite ongoing efforts, the supply of affordable homes continues to fall short of demand, leaving many individuals and families struggling to secure stable, good-quality accommodation. Addressing this shortfall is vital not only for improving lives but also for enhancing economic and social well-being...

The UK government has introduced the First Homes Scheme as part of its ongoing efforts to make homeownership more accessible, particularly for first-time buyers and key workers. This initiative aims to provide affordable housing options for those who have been priced out of the property market due to rising house prices. In this blog post, we’ll explore what the First Homes Scheme is, how it works, and...

Homeownership is a dream for many, but with rising property prices and stringent mortgage requirements, it can often feel out of reach. However, Shared Ownership makes the dream of homeownership more accessible. This innovative scheme offers an affordable pathway to owning your own home, allowing you to step onto the property ladder with a smaller financial commitment. In this blog post, we’ll explore...

The UK rental market is diverse, offering various rental options designed to meet the needs of different segments of the population. However, the array of terms used to describe these options can be confusing for both tenants and investors. In this article, we’ll break down the key differences between Open Market Rent (Build to Rent), Affordable Rent, Social Rent, and Mid-Market Rent, helping you...

The UK property market offers a wide range of options for prospective homeowners, but new build homes are increasingly becoming a preferred choice for many buyers. With modern designs, energy efficiency, and the opportunity to customise certain aspects, new build properties present a unique appeal. In this article, we’ll explore the benefits of buying a new build home on the open market and why this...